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Tag: credit card

Credit Repair Services

Why Pay For Credit Repair Services? Do It Yourself

Why Pay For Credit Repair Services? Do It Yourself Advertisements for credit repair services are everywhere, but what do you get when you purchase one of these services. Actually, you get very little and possibly nothing because according to consumer reports many of these offers are scams. Many credit repair

credit score

Whats Your Credit Score? Not Knowing Could Cost You

When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car loan, a great rate on

Credit Card Secrets

Credit card collection agencies secrets

Have you ever wondered why collection agencies keep calling you more often? There are numerous situations that credit collectors use to get the money you owe. But let’s start from the beginning when you get your credit card. Obviously everyone knows that you need to pay your credit card on

secured credit

How To Use A Secured Credit Card To Repair Your Credit

If you have ever had credit cards, paid a bill monthly, or obtained a loan, you have a credit rating. When you make payments to a creditor, they report these payments to credit reporting agencies that compile your credit report and track your credit history. If you miss a payment,

Credit History

Your Credit History: What Gets Reported And What Does Not

A credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture. Type Of Information: The credit report contains personal, financial